Brokers

Trade Republic portfolio tracker: benchmark your Trade Republic portfolio against the S&P 500

Trade Republic gives you PDF settlement notes and statements rather than a transaction file, and a PDF is a picture of a table rather than the table itself. A direct import from Trade Republic therefore does not work today, and we would rather say that plainly than let you spend an evening finding out. If a version of the app offers a machine-readable transaction export in CSV or spreadsheet form, that file can be mapped and read like any other.

What the file contains

The paperwork itself is complete. A settlement note records what was bought or sold, at what price, on what date and with which charges, and the periodic statements record dividends, the tax withheld from them and the money moving in and out.

What the format lacks is structure. Everything downstream, from a cost basis to a time-weighted return to a benchmark replay, is arithmetic over rows, and rows are the one thing a PDF does not have. Two numbers that line up on a page are not in a column together; they are at the same horizontal position.

So the information is in your hands and the shape of it is the obstacle. Keep the documents regardless, because they are your record and a broker archive does not last forever.

How the import works for Trade Republic

Trade Republic does not offer a machine-readable export today, only PDF settlement notes, so a direct upload does not work yet. Turning those notes into a file the column mapper can read is in development.

We do not print a click path here, because menu names move between releases and a wrong one costs you more time than no one at all. Look for the transaction history or the account statement of your Trade Republic account and take the machine-readable version of it over the PDF. There is more detail in our Trade Republic export guide.

A conversion route through the column mapper is being worked on and it is not there yet, so please do not plan around it.

In the meantime the useful checks are small. Look through what your version of the app offers you, and if a transaction export in CSV or spreadsheet form exists anywhere, that is the file to keep. A web login sometimes offers more than the phone does. If you are unsure whether what you have can be read, it costs nothing to ask before spending time on it.

What to watch for with Trade Republic files

Savings plan executions. A typical account here is several hundred small monthly purchases rather than fifty trades. That length is no problem for a ledger, and it is precisely what makes a clean replay of your contributions possible once the data is readable.

Fractions everywhere. A holding of 4.8271 shares is normal in a savings plan. Rounded to two decimals it stops being your position and becomes an estimate that produces gains and losses nobody earned.

Tax debits in the cash balance. A tax debit can leave your cash balance in a year in which you sold nothing. That is money leaving the account rather than a loss on your holdings, and a tracker that books it as a loss is telling you something untrue.

Documents are not data. An order confirmation proves what happened and cannot be added up. The difference between a record and a dataset is exactly the difference between reading your history and computing with it.

What you see after the upload

Your file becomes a verdict first: your time-weighted return next to the S&P 500 and the Nasdaq 100 over the same period, with your own deposits replayed into the index so both sides carry the same timing. Under it sit your positions with their cost basis, the dividends you received and the income your holdings are expected to pay, your allocation across positions and currencies, and a year report you can keep for your records.

Until a readable export exists there is nothing here to upload, so the verdict, the dividend view, the allocation and the yearly report all wait on that one file.

You can look at all of that on the demo portfolio before you upload anything of your own. The first two weeks are free and no card is asked for.

Frequently asked questions

Can I upload my Trade Republic documents today? No. We read CSV and spreadsheet files, and a PDF settlement note does not carry the rows those formats do. A conversion path through the column mapper is in development with no date attached to it, so treat this page as a description of where things stand rather than as a promise about when they will change.

Is a transaction export available anywhere? It depends on the version of the app you have and on your market, and the answer has changed more than once. The honest instruction is to look through what is offered to you and prefer anything machine readable over a printable document. We deliberately do not print a menu path here, because a confidently wrong one wastes more of your time than none.

What if I retype the numbers from a PDF myself? It works and it is where errors enter. The usual casualties are fractional quantities, which get rounded, and the dates of small savings plan executions, which get approximated. Both change the result quietly rather than obviously, so a portfolio built by hand should be treated as an estimate until a real export replaces it.

Is the yearly tax charge a loss on my portfolio? No. It is money leaving your cash balance, which is a withdrawal, and it does not change what your funds are worth or what they did. Recording it as a loss would understate the result of your holdings and overstate the effect of your own decisions, so the two are kept apart.